About Sheppard Benefits Group
Meet shannon d. sheppard – founder & cEO
Shannon D. Sheppard is the visionary behind Sheppard Benefits Group Professional Corporation, a full-service insurance brokerage specializing in commercial insurance solutions. With over a decade of experience, Shannon leads a team dedicated to risk management, strategic underwriting, and superior client advisory services.
Why Choose Sheppard Benefits Group?
a forward-thinking approach to coverage
At Sheppard Benefits Group, we believe that insurance should be more than just coverage—it should be a financial asset that protects and grows your business. Our strategic approach to risk management, digital transformation, and financial wellness ensures that our clients receive comprehensive, forward-thinking solutions.
The Sheppard Benefits Group Advantage
Added Value for our policyholders
Trusted by Industry leaders
Sheppard Benefits Group has served government entities, corporate executives, and nonprofit organizations, providing them with tailored insurance solutions.
🏛️ City of New York
Managed voluntary supplemental benefits for 20,000+ employees.
🚚 FT Jackson Trucking, LLC
The largest minority-owned freight carrier of U.S. mail in New Jersey.
❤️ Chesapeake Cardiac Care, P.A.
Led by renowned cardiologist Dr. Barbara Hutchinson.
🏠 Forget Me Knot Children & Youth Services
Supporting homeless and underserved youth in Philadelphia, PA and surrounding communities.
🏥 Empower U Respite Care
Providing specialized therapeutic services for children in NJ.
Explore Our Insurance Offerings
Commercial Insurance FAQ’s.
Get the answers you need about insurance coverage, quotes, and services—all in one place.
Navigating insurance can be complex, but we’re here to simplify it for you. Below are answers to some of the most common questions about our services, coverage options, and how we can help protect what matters most to you. If you don’t find what you’re looking for, feel free to reach out—we’re happy to assist!
Absolutely. Most carriers offer multi-policy discounts when you bundle home, auto, and other personal coverages. Bundling not only saves you money, but also simplifies your coverage under one roof. We’ll shop the market to find you the best bundled solution.
Standard homeowners insurance typically does not cover damage from floods or earthquakes. These require separate policies or riders. If you live in a high-risk area, we’ll guide you through the options for comprehensive protection.
Term life insurance provides coverage for a specific period—usually 10, 20, or 30 years—and tends to have lower premiums. Whole life insurance is permanent, includes a cash value component, and can be part of a long-term financial strategy. We’ll help you decide which is the better fit for your current stage of life and future goals.
A general rule of thumb is 10–15 times your annual income, but the best amount depends on your financial goals, family obligations, debts, and assets. We can walk you through a customized needs analysis to determine the right coverage for your situation and future plans.
The coverage you need depends on your lifestyle, assets, and family structure. Most individuals benefit from having homeowners or renters, auto, life, and health insurance. Disability insurance is also important for protecting your income if you’re unable to work due to illness or injury. At Sheppard Benefits Group, we help assess your full financial picture so you get only what you need—nothing more, nothing less.
Professional liability insurance protects you from claims of negligence, mistakes, or failure to deliver services as promised. It covers legal defense costs, settlements, and judgments, helping safeguard your business from financial loss.
General liability covers bodily injury, property damage, and personal injury claims, while professional liability specifically protects against claims of errors, omissions, or negligence in professional services.
Many policies offer retroactive coverage, meaning claims related to past work may be covered, provided the policy was active during the incident. Always check your policy’s retroactive date.
Yes, exclusions vary by policy but often include intentional wrongdoing, fraud, criminal acts, and contractual liabilities beyond the scope of professional services.
Your premium is based on factors such as industry type, business size, claims history, coverage limits, and level of risk associated with your profession.
need consultation? let’s talk. need consultation? let’s talk. need consultation? let’s talk.need consultation? let’s talk. need consultation? let’s talk. need consultation? let’s talk.
Get the Right Coverage for Your Family Today.
Not sure which insurance policy is right for your business? We understand that every business has unique risks and challenges. Our experts are here to help you navigate your options and tailor a plan that fits your needs. Schedule a free consultation, and let’s find the right coverage together.
Insurance Partners
