Our Personal Insurance Products
Your life isn’t one-size-fits-all—your insurance shouldn’t be either. Whether you’re protecting your home, vehicle, income, or your family’s future, Sheppard Benefits Group delivers personalized insurance solutions designed to fit the way you live. With decades of advisory experience and a commitment to holistic financial wellness, we help you feel confident that the things—and people—you care about most are protected. From first-time buyers to growing families, our clients trust us to make sense of complex policies, uncover savings opportunities, and secure real peace of mind. Let’s simplify insurance—so you can focus on living.
Sheppard Benefits Group, PC
Advisory first. Compassion-led. built around you.
Personal Insurance FAQ’s.
Get the answers you need about insurance coverage, quotes, and services—all in one place.
Navigating insurance can be complex, but we’re here to simplify it for you. Below are answers to some of the most common questions about our services, coverage options, and how we can help protect what matters most to you. If you don’t find what you’re looking for, feel free to reach out—we’re happy to assist!
Standard homeowners insurance typically does not cover damage from floods or earthquakes. These require separate policies or riders. If you live in a high-risk area, we’ll guide you through the options for comprehensive protection.
Term life insurance provides coverage for a specific period—usually 10, 20, or 30 years—and tends to have lower premiums. Whole life insurance is permanent, includes a cash value component, and can be part of a long-term financial strategy. We’ll help you decide which is the better fit for your current stage of life and future goals.
The coverage you need depends on your lifestyle, assets, and family structure. Most individuals benefit from having homeowners or renters, auto, life, and health insurance. Disability insurance is also important for protecting your income if you’re unable to work due to illness or injury. At Sheppard Benefits Group, we help assess your full financial picture so you get only what you need—nothing more, nothing less.
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Get the Right Coverage for Your Family Today.
Not sure which insurance policy is right for your business? We understand that every business has unique risks and challenges. Our experts are here to help you navigate your options and tailor a plan that fits your needs. Schedule a free consultation, and let’s find the right coverage together.
Insurance Partners
